When you receive a check with your name as the payee you have various options for cashing it. You can simply sign the back of the check and cash it.
Some of the ads companies pay via electronic method using payment gateway such as Paypal or direct deposit, while some others, such as AdBrite and Tribal Fusion, pay by check only, especially to non-US international publishers.
Depositing a US and non-local personal check on a local bank normally incurs huge commissions and clearing fees. Beside, the money value of the check will be credited into account within a day or two of receiving of check by bank, contrary to international clearing time which may takes a month or longer when deposit into a local bank.
So how would you endorse a check? To endorse the personal check, follow these steps: Turn to the back of the check, and locate the endorsement area with a few lines or blank space. Normally you have to turn the check 90 degrees so that the check sit vertically in order to sign the endorsement.
All endorsement singed must be above this line.
There are a few ways or types of endorsements which are listed below. To place a restricted endorsement, write For Deposit Only or For Deposit to Account Number, and then sign your name underneath, and optionally, account number.
Check endorsed restrictedly can only be deposited to your bank account. After endorsement, the check can be cashed over the counter, deposited into bank account or transfered to the other people.If you are paying a company you should check exactly how you should write their business' name on the cheque - this information is likely to be on your bill, statement or invoice.
Date The date will usually be the day you are writing the cheque and needs to include the day, month and year. If you want to pay someone else with the check instead of depositing it (called signing over a check, or endorsing over a check) you flip it over and write: Pay to the order of: [the name of the party you’re paying] [your signature].
But if you write a check to pay a bill to a company that reports to credit bureaus and it bounces, the late payment may show up on your credit history. Additionally, these failed payments may be reported to specialized consumer reporting agencies such as ChexSystems or Telecheck.
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